What makes me happy in my heart at 1 AM or I have the urge to save up my farts and let them all out in your office complex that I helped pay for fool
July 25, 2007- Broke my arm while playing dodgeball at an LDS Church sponsored activity. Went to the the closest after hours clinic. Not in my preferred provider network. Because what would you do when you arm cannot pick a cell phone? Hang out and look online for the nearest preferred provider? Yeah, that was what I was thinking at that very moment.
July 26 – September 4, 2007 – Luckily was seeing a Doctor who was in my preferred provider network. But the thing is, I have a $3000 dollar deductible. I go where I want and just let the deductible add up, assuming it never will. Hopefully.
September 4, 2007 – (Notice this is 6 weeks later) Receive information in the mail about what will and won’t be covered. The church accident insurance will not pay unless I follow the rules of my insurance. If I use an out of network doctor, they will not pay. The stress level starts to sky rocket. The last thing I want is to pay for an accident I did not cause.
September 10, 2007 – Go to physical therapy. For two hours.
September 11, 2007 – Go the physical therapy. Again.
September 12, 2007 – My physical therapist office calls. They tell me they are not a preferred provider and that THE CHURCHES ACCIDENT INSURANCE IS NOT GOING TO PAY THEM. So it has been nice serving you, but you are basically not welcome back here.
Now the thing is, I am not expecting $40,000 for this accident. What I am expecting is for my medical bills to be paid with out headache. Instead, here I am at 1 in the morning deciding what I am going to say to them at 8:01 AM. I am thinking be calm, be nice. Be nice. But how am I supposed to say that I am “honest in all my dealings” when the church is doing a hack job of taking care of their own. The best route for me would have been to lie and to just say I had no insurance and make them pay it all. Then I really would not have to worry about what would and would not be paid. The other thing is that if I had broken my arm myself, I would have gone the same route and used the exact same doctors.
What would Jesus do? Somehow, I am thinking, not this. Especially the white hot intense farting.
September 15th, 2007 at 4:18 pm
Makayla, I sadly know a bit of what you’re going through right now because of the whole, hit-by-a-car thing. I’m sorry you have to deal with that stress too. After my insurance company said they’d only cover $400 for my bills, (which I could’ve quickly saved instead of giving $200 a month for two years to them), I finally got a lawyer. Insurance things suck! I’m sorry…Good luck.
P.S. If you want his number, let me know.